Ripple Is Secretly Working With The U.S. Government With XRP To Beat The Dollar This Just Got Crazy

The cryptocurrency space is filled with fascinating and often confusing developments. We are currently at an inflection point where people are trying to identify the long-term winners in the market. While I believe we will live in a multi-coin world, certain coins will undoubtedly emerge victorious. Ripple and XRP, in particular, have been subject to significant hype and speculation. Ripple, the company, gained prominence in late 2016 and early 2017 when it was revealed they were working with the U.S. Federal Reserve. While the full scope of this collaboration remains unknown, XRP was tested, and Ripple received positive feedback from the Fed. This led to the widespread belief that Ripple was working with numerous other banks globally, a claim supported by various institutions over the past several years. Ripple's technology, including XRapid (now integrated with XRP), is actively being used. Despite the project's popularity and Ripple's relative transparency, a persistent idea exists that the company is concealing information from the public, suggesting XRP is not what it seems. This narrative has reached a fever pitch, with individuals adding unnecessary layers of complexity to the reality of the situation. David Schwarz, CTO Emeritus of Ripple and a prominent figure in the space, has become a key voice in addressing these concerns. He is known for his active presence on Twitter, where he frequently answers questions. Recently, there has been a surge in speculative Ripple news, hinting at secret, behind-the-scenes developments. Unfortunately, some individuals on social media are disseminating false information about Ripple and XRP, causing confusion and even deterring new investors from the market. At the core of this discussion are two established facts: Ripple worked with the Federal Reserve years ago, and CEO Brad Garlinghouse has connections within the White House. However, the space between these facts is filled with conjecture. David Schwarz recently issued a direct rebuttal to a popular conspiracy theory claiming secret U.S. government plans for XRP. Since 2017-2018, theories have proliferated, suggesting XRP would become the world's reserve currency and connect all banks. The original purpose of XRP, created around 2011-2013, was to facilitate bank transactions. It was designed to be a stabler and quicker method of sending money globally compared to Bitcoin. While Bitcoin processed 3-5 transactions per second with a 28-minute validation time, XRP, at the time, could handle 1,000 transactions per second almost instantaneously, minimizing price slippage. XRP was initially gifted to the Ripple team by the creator, who also developed Stellar Lumens, with the shared goal of connecting banks before the concept of stablecoins was fully realized. Adding to the speculation, beyond Ripple's work with the Fed and other governments, people have claimed to discover secret documents linking Ripple to Swift, the World Bank, or the International Monetary Fund, or even suggesting an imminent XRP takeover of Swift. This daily influx of misinformation about Ripple's supposed world-changing actions in 24 hours is out of control. We've seen similar scenarios before. Approximately 60 days ago, there were claims that XRP would reach $1,000 in three weeks, which would imply the collapse of the global economy as we know it. While a million-dollar Bitcoin or a $125,000 Ether are within the realm of possibility over time, driven by shifts in fiat currencies, the notion of XRP achieving a 1,000x price surge, signifying the collapse of all other chains and sole reliance on XRP within weeks, is unrealistic. The constant propagation of "something big is about to happen" has been ongoing since 2018. Even when XRP reached $3-4 in the past, predictions of it surpassing Bitcoin and becoming the number one coin were rampant, fueled by claims of secretive developments. Despite Ripple's actual achievements, including partnerships with banks and the launch of their stablecoin, these efforts are often deemed insufficient by some XRP holders, leading to the emergence of new, often outlandish, theories. David Schwarz explicitly stated that while Ripple's partners often require non-disclosure agreements to keep their business secret, "conspiracy theories that constantly claim something big is about to happen or that the government is going to do something massive are almost always false." This constant flow of unverified information, often originating from anonymous sources on Reddit and Twitter, is detrimental to the project's reputation. Claims of XRP replacing the Euro or the U.S. dollar are simply not feasible in the short term, as any such transition would require a significant, carefully managed period. I believe we are heading towards a multi-coin world where various cryptocurrencies coexist. Non-disclosure agreements inherently mean that some information remains confidential, but the daily expectation of a monumental event is unhealthy for the project. Other projects like Tron and Cardano learned this lesson years ago, ceasing to make exaggerated daily announcements that ultimately disappointed their communities. Ripple is transparent about its activities, attending industry events and collaborating with banks and institutions. Yet, for some, this isn't enough; they crave a secret, hidden narrative. However, the reality is that the public is receiving the news Ripple chooses to share. For accurate information, individuals should rely on official sources like Brad Garlinghouse and David Schwarz. Headlines such as "Expert explains how XRP will go to $10,000" or "Top trader found a 100% invisible Ripple XRP takeover" are common. Such price targets would require an enormous burning of XRP and a fundamental shift in global finance that would collapse economies. While a $100-$300 XRP is plausible over time, dependent on market liquidity and fiat currency dynamics, the escalating predictions of $1,000, $10,000, or even $25,000 XRP based on "visions" or "trust me bro" sources are damaging. XRP is a promising project with tangible utility. Banks, companies, and remittance services globally are actively using it, as confirmed by entities like SBI and banks in the Philippines, Southeast Asia, and Mexico. Brad Garlinghouse's invitations to the White House and the CFTC/SEC's classification of XRP as not a security, akin to Bitcoin, further validate its legitimacy. Yet, these facts are often overlooked in favor of fantastical narratives. Such unrealistic price predictions can lead to disappointment and investor exodus if targets are not met. The current momentum and attention on the crypto market are unprecedented. When global events stabilize, the full potential of these projects will become clearer. While everyone desires higher prices, propagating misinformation is not the way to achieve it. David Schwarz himself has had to directly address absurd claims about Ripple's alleged partnerships and imminent global adoption. If entire regions like Latin America were adopting XRP, it would be global news, not a Twitter rumor. I believe XRP, Ether, and Bitcoin will continue to be prominent. While patience is key in crypto, I fear the disappointment that will arise when XRP reaches realistic targets like $12 or $26, only to be met by investors expecting an $800 or $1,000 coin. Expectations need to be grounded in reality. Crypto is a long-term investment, not a source of instant riches. The push for immediate, massive returns, often fueled by baseless speculation, undermines the legitimate efforts to replace fiat currencies and establish robust legal frameworks. While I hope crypto prices rise for the mental well-being of investors, the unique conspiracy theories surrounding Ripple and XRP, unlike the more grounded predictions for Bitcoin and Ethereum, are a cause for concern. I do not foresee a $25,000 XRP, as the sheer amount of money and societal transformation required for such a valuation is immense.