I Keep Catching My Husband Lying About Debt

A woman married for 41 years is contemplating divorce after her husband committed financial infidelity for the fourth time. He repeatedly ran up debt behind her back, leading to refinancing three times. The fourth instance, discovered two weeks prior, involved him secretly opening another credit card. She found out through a friend who helped her run a credit check, as he didn't confess. She has five homeschooled children and eleven grandchildren. She runs a cleaning business, and the income, about $7,000, is kept in a "fun money" savings account for vacations and house projects. Her husband has never touched this account, but she is concerned about protecting it. She is advised to consult a divorce attorney in Pennsylvania regarding taking his name off the account and to photograph the account balance as evidence. The couple has no assets except a paid-off house worth $500,000-$600,000. They are currently $80,000 in credit card debt, being handled by a debt settlement company, with $600 deducted monthly from their checking account. Marriage counseling was attempted after the last infidelity, and they had agreed to no more credit cards. However, a rental car requirement for their 40th-anniversary trip led him to open a new one. Her husband, who makes almost $60,000 annually, previously had a long-term job but took a pay cut after his company closed. The money spent on the credit cards appears to be for "petty stuff" like gas, food, and Lowe's purchases, not an addiction. She works two days a week and babysits grandkids three days, stating she will need to work full-time if they divorce. At 60 years old, she is encouraged to contact her pastor, marriage counselor, and a divorce attorney to understand her options.