"I Think Your Husband Is Cheating On You"

Amy is in her second marriage of five years and says she loves her marriage and wants to stay married forever, but admits that both she and her husband are financially immature. They have never had joint bank accounts because her husband didn't want to. Amy's husband has bought a new vehicle and booked multiple vacations without discussing them with her. On her part, Amy has been paying for her sister's car for about a year without her husband's knowledge and has also volunteered to pay for her mother's pre-funeral arrangements. Her mother is in her 70s and has no money, having spent a settlement from Amy's brother's passing. Amy's husband is currently on a solo vacation, which raises concerns from the hosts, who suggest he might be cheating. They note that men typically don't take "RNR" trips alone and connect his resistance to combining finances with this possibility. Amy confirms this is the first solo trip, but two more are planned. Her husband told her they are cruises to different places and has not invited her. Amy admits this is "a little weird" to her. Amy and her husband have four children together, two from her previous marriage and two from his. Amy mentions that her husband initially didn't want her to go on one of the planned cruises later this year, and then later told her directly that he didn't want her to go. The hosts emphasize that this situation is not a healthy marriage, despite Amy's desire to stay married forever. They suggest her husband's actions indicate he doesn't want to be married to her, citing the secret trips, lack of shared information, and unilateral financial decisions. One host advises Amy to cancel all future solo trips her husband has planned and to demand to see every financial transaction he has made. The host explains that hiding money usually indicates deceit, an addiction, or involvement with another person. They suggest Amy obtain cell phone records and consider hiring a private investigator to gather information, especially since she is working full-time and financially independent. While acknowledging that they are making assumptions, the hosts believe these assumptions are likely correct. The hosts express that they cannot in good faith tell Amy to stay married to someone who is constantly committing infidelity. They encourage Amy to decide the life she wants for herself, emphasizing the importance of self-respect and being loved by someone who truly cares for her. They state that Amy is "worth more than this" and shouldn't have to live her life constantly looking over her shoulder. They also assert that Amy does not have a "godly husband who is loving and serving her well." They urge her to act to find out what is going on, reiterate the private investigator idea, and advise her to protect herself financially by creating her own "island" so she would be okay if she were to leave the marriage.